Brickley Wealth

Our Investment Strategy

At Brickley Wealth, we are dedicated to providing you with a disciplined and well-reasoned financial plan for investment management, one which we believe has the potential to help mitigate risks and optimize your returns over the long term. We create a highly personalized investment strategy by understanding your unique financial situation and goals at every stage and phase of your life.

Investing for the Long Term

Our investment strategy encourages a multi-year, long-term view. Short-term market volatility is inevitable and improperly responding to these fluctuations can oftentimes be detrimental to your portfolio. A more patient approach, focused on long-term objectives, allows us to capitalize on compounding over time.

Our long-term approach is centered around the concept of “total return,” which includes capital appreciation, dividends, and interest. By focusing on total return, we aim to optimize the balance between risk, return, and tax efficiency.

Diversification

A broadly diversified portfolio balances risk and reward by spreading investments across various asset classes, markets, regions, and investment styles.

Key Diversification Strategies:

Asset Allocation: Choosing the right mix of stocks, bonds, and cash equivalents.
Industry Allocation: Diversifying across various sectors and industries.
Style Integration: Combining different investment styles like value and growth.
Size Diversification: Investing in companies of different sizes.
Bond Portfolio Diversification: Balancing bond duration and credit quality.
Global Reach: Investing internationally to extend portfolio opportunities across borders.

Risk Management

Risk isn't just about a monetary decline in your portfolio; it's about understanding how potential risks might impact your long-term financial goals. Balancing long-term growth and capital preservation is essential. We blend the growth potential of stocks with the stability of bonds and cash equivalents with the aim of managing risks.

Active Tax Management

It's not what you earn that matters as much as it's what you keep. Given our CPA background, we bring a nuanced understanding of the impact that taxes can have on investment returns. If you are a high earner in top income tax brackets, a focus on tax efficiency should become even more important as the difference between pre-tax returns and after-tax returns can be significant.

Our CPA background allows us to tailor tax-efficient strategies, focusing on:

Tax Loss Harvesting: Selling investments at a loss to offset gains.
Direct Indexing: Transitioning out of concentrated stock positions (oftentimes company stock) tax-efficiently.
Low Capital Gain Distributions: Selecting mutual funds and ETFs with lower turnover rates that are less likely to distribute taxable gains.
Tax-Free Municipal Bonds: Generating income exempt from federal taxes and possibly state taxes as well.
Treasury Bonds: Offering income exempt from state taxes.

Cost Management

We prioritize investments like index funds and ETFS that combine cost-effectiveness with tax efficiencies. High investment costs can substantially erode a portfolio's return and need to be managed effectively.

Ongoing Portfolio Management

Our management extends beyond initial asset choices. We regularly monitor and adjust your portfolio to navigate changing market conditions and with the goal of keeping it aligned with your long-term goals.

Strategic Rebalancing

Over time, market movements can shift the composition of your portfolio away from your target allocation, potentially exposing you to unintended risks. Routine, tax efficient rebalancing maintains your portfolio's balance- trimming overperforming investments and purchasing undervalued ones, thereby ensuring alignment with your financial goals.

Tax-Efficient Withdrawals

When it's time to start withdrawing from your portfolio, often during retirement, we carefully select investments to sell in a manner that minimizes tax impact. By strategically choosing which assets to liquidate, we aim to reduce tax liabilities while keeping your portfolio balanced. This approach ensures that your withdrawals are as tax-efficient as possible, helping to preserve your wealth over the long term.

Investor Awareness

Transparent communication is key. We keep you informed about your portfolio's performance and our actions, ensuring you have peace of mind knowing your investments are managed with your long-term success in mind.

Our Investment Strategy

Investing for the Long Term

Diversification

Risk Management

Active Tax Management

Our CPA background allows us to tailor tax-efficient strategies, focusing on:

Cost Management

Ongoing Portfolio Management

Strategic Rebalancing

Tax-Efficient Withdrawals

Investor Awareness

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Our Investment Strategy

Investing for the Long Term

Diversification

Risk Management

Active Tax Management

Our CPA background allows us to tailor tax-efficient strategies, focusing on:

Cost Management

Ongoing Portfolio Management

Strategic Rebalancing

Tax-Efficient Withdrawals

Investor Awareness

Ready to make a plan?We make it easy.

Privacy Preference Center

Manage Consent Preferences

Ready to make a plan?
We make it easy.